Neptune Advance provides flexible business funding so you can fund inventory, expand operations, or bridge cash-flow gaps — without the red tape of traditional banking. Get funded in under 24 hours.
Apply Now See How It WorksSimple, straightforward funding — from application to deposit in as little as 24 hours.
Fill out a quick 5-minute application. No long forms, no lengthy documents required upfront.
Our team reviews your application and provides a decision within 24 hours — sometimes same day.
Once approved, funds are deposited directly into your business bank account — often within 72 hours.
We're built for merchants, by people who understand business cash flow.
Most applicants receive a decision within 24 hours and funding within 3 business days.
3+ months in business and \$10K+ monthly revenue is all we need to get started.
A real advisor works with you from application through funding and beyond.
Funding in under 24 hours. Complete the quick form below and a Neptune advisor will reach out with your offer.
Questions about funding? Our team is here to help — reach out and we'll get back to you fast.
Monday – Friday
9:00 AM – 6:00 PM EST
New York, NY